Our Services
Investment Management
We tailor your portfolio to align precisely with your distinct objectives, risk preferences, and investment timeframe.
Financial Planning
We help bring clarity and direction to your financial life by creating a personalized plan that supports your goals today and in the future.
Insurance
We help you identify, evaluate, and insure risks, such as death, disability, long term care, and key-employee loss.
Retirement Planning
We help you prepare for the retirement you want—balancing financial security with the freedom to enjoy the lifestyle you’ve worked hard for.
Tax Planning
We help you make the most of your money by identifying opportunities to reduce taxes, increase savings, and avoid unwanted surprises.
Charitable Planning
Your wealth is a powerful tool for impact. We help align your investment strategy with your charitable goals—whether through donor-advised funds, endowments, or private foundations—so you can make a meaningful difference in your community.
Trust Services
We partner with corporate fiduciaries who can serve as professional trustees, co-trustees, agents for trustees, estate representatives, or guardians/conservators
Business Owner Guidance
We help business owners navigate challenges and uncover opportunities in investment management, tax strategy, retirement planning, and buy-sell arrangements.
Our Most Common Questions
You Have Questions. We Have Answers.
Yes. As an IAR [Investment Advisor Representative], we are subject to state regulations and abide by the Fiduciary Standard. This means full transparency, in an attempt to avoid conflicts and disclose them to you when they arise. Imagine that–advice with your best interest as the top and only priority. Who would’ve thought this was an option?
As an Independent Investment Advisor Representative (IAR), we only answer to our clients. We don’t ever push a product or service on our clients to meet a corporate sales goal—because the only goals we strive to meet are those of our clients. We serve as qualified partners, offering counsel and strategy as your financial goals grow and evolve.
At Harmony Group, our compensation is tailored to the specific services we provide. This structure ensures transparency and alignment with your financial objectives, whether through planning, investment management, or consulting.
- Financial Planning: Our comprehensive financial plans are crafted with three-dimensional, stress-tested analyses, including cash flow projections and a personalized investment policy statement based on your goals and risk appetite. Costs vary with plan complexity; after a free document review, we'll provide a written quote. A standard plan is priced at $4,000, covering 3-6 months of development and 12 months of post-delivery support.
- Investment Management: We offer a complimentary review of your current investments and a no-cost investment proposal. Should you choose to proceed with us managing your investments, our fee is an annual percentage of the managed assets, tailored to the chosen investment strategy. In some instances, a commission-based account might better serve your needs, and we're committed to identifying the best path forward for each client.
- Hourly Consulting: Our advisory team is available at $250 per hour. For specific projects or a preference for a flat fee, we provide a fixed quote after a thorough review. This includes tax return preparation, with a fixed price provided upon examination of the necessary documents, such as federal tax returns from the past two years.
BrokerCheck is a free tool provided by the Financial Industry Regulatory Authority (FINRA) that allows users to research the professional backgrounds, registrations, licenses, and any regulatory actions, complaints, or arbitrations against financial brokers, advisers, and firms. It's designed to help investors make informed choices about the brokers and brokerage firms they are considering for their financial investments. By providing transparent access to the records of financial professionals, BrokerCheck aims to promote trust and confidence in the securities industry and its regulation. Click here to look us up!