Investment Management with Harmony Group Wealth Advisors

Investment Management

Our investment philosophy transcends the typical "one-size-fits-all" strategy. We tailor your portfolio to align precisely with your distinct objectives, risk preferences, and investment timeframe. Our access to a broad spectrum of investments enables us to offer sophisticated customized options, including separately managed accounts that can feature personalized stock and bond portfolios. For clients keen on aligning their investments with their values, we provide guidance on socially responsible investing (SRI) choices. Moreover, our team is adept at identifying and recommending tax-efficient investment vehicles such as IRAs, Roth IRAs, 529 plans, and annuities, when appropriate.

Diversification

Create a diversified portfolio with minimized overlap and volatility.

Risk Tolerance

Assess the amount of risk that’s most appropriate for you as an individual.

Asset Allocation

Help determine how your money should be allocated across asset classes and market sectors.

Pursuing Growth & Risk Management

Help you manage common risks while seeking growth.

Market Volatility

We assist you in managing the emotional responses that could jeopardize your investment strategy, while adopting a long-term, strategic approach to foster portfolio growth amid market volatility.

Portfolio Rebalancing

Keep your portfolio balanced and on target with as-needed rebalancing to stay in line with your objectives.

We develop and implement a strategy that's all about YOUR dreams and goals, spicing it up by factoring in just how adventurous
you feel about risk.

What Is My Risk Tolerance?

Our Most Common Questions

You Have Questions. We Have Answers.

Yes. As an IAR [Investment Advisor Representative], we are subject to state regulations and abide by the Fiduciary Standard. This means full transparency, in an attempt to avoid conflicts and disclose them to you when they arise. Imagine that–advice with your best interest as the top and only priority. Who would’ve thought this was an option?
As an Independent Investment Advisor Representative (IAR), we only answer to our clients. We don’t ever push a product or service on our clients to meet a corporate sales goal—because the only goals we strive to meet are those of our clients. We serve as qualified partners, offering counsel and strategy as your financial goals grow and evolve.
At Harmony Group, our advisors relish the pursuit of excellence, continuously enhancing their expertise through prestigious certifications like CFP®, CIMA®, CLU®, and ChFC®. Dive into the details of these designations and discover how they empower us to lead the industry.
At Harmony Group, our compensation is tailored to the specific services we provide. This structure ensures transparency and alignment with your financial objectives, whether through planning, investment management, or consulting.
- Financial Planning: Our comprehensive financial plans are crafted with three-dimensional, stress-tested analyses, including cash flow projections and a personalized investment policy statement based on your goals and risk appetite. Costs vary with plan complexity; after a free document review, we'll provide a written quote. A standard plan is priced at $4,000, covering 3-6 months of development and 12 months of post-delivery support.
- Investment Management: We offer a complimentary review of your current investments and a no-cost investment proposal. Should you choose to proceed with us managing your investments, our fee is an annual percentage of the managed assets, tailored to the chosen investment strategy. In some instances, a commission-based account might better serve your needs, and we're committed to identifying the best path forward for each client.
- Hourly Consulting: Our advisory team is available at $250 per hour. For specific projects or a preference for a flat fee, we provide a fixed quote after a thorough review. This includes tax return preparation, with a fixed price provided upon examination of the necessary documents, such as federal tax returns from the past two years.
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