Grounded in Trust.
Growing with You.

You Have Questions. We Have Answers.

• Are we Fiduciaries?

  Yes. As an IAR [Investment Advisor Representative], we are subject to state regulations and abide by the Fiduciary Standard. This means full transparency, in an attempt to avoid conflicts and disclose them to you when they arise. Imagine that–advice with your best interest as the top and only priority. Who would’ve thought this was an option?

• What does Investment Advisor Representative mean?

  As an Independent Investment Advisor Representative (IAR), we only answer to our clients. We don’t ever push a product or service on our clients to meet a corporate sales goal—because the only goals we strive to meet are those of our clients. We serve as qualified partners, offering counsel and strategy as your financial goals grow and evolve.

• Our Certifications

  At Harmony Group, our advisors relish the pursuit of excellence, continuously enhancing their expertise through prestigious certifications like CFP®, CIMA®, CLU®, and ChFC®. Dive into the details of these designations and discover how they empower us to lead the industry.

• How are we paid?

  At Harmony Group, our compensation is tailored to the specific services we provide. This structure ensures transparency and alignment with your financial objectives, whether through planning, investment management, or consulting.

  • Financial Planning: Our comprehensive financial plans are crafted with three-dimensional, stress-tested analyses, including cash flow projections and a personalized investment policy statement based on your goals and risk appetite. Costs vary with plan complexity; after a free document review, we'll provide a written quote. A standard plan is priced at $4,000, covering 3-6 months of development and 12 months of post-delivery support.
  • Investment Management: We offer a complimentary review of your current investments and a no-cost investment proposal. Should you choose to proceed with us managing your investments, our fee is an annual percentage of the managed assets, tailored to the chosen investment strategy. In some instances, a commission-based account might better serve your needs, and we're committed to identifying the best path forward for each client.
  • Hourly Consulting: Our advisory team is available at $250 per hour. For specific projects or a preference for a flat fee, we provide a fixed quote after a thorough review. This includes tax return preparation, with a fixed price provided upon examination of the necessary documents, such as federal tax returns from the past two years.
• What is BrokerCheck?

  BrokerCheck is a free tool provided by the Financial Industry Regulatory Authority (FINRA) that allows users to research the professional backgrounds, registrations, licenses, and any regulatory actions, complaints, or arbitrations against financial brokers, advisers, and firms. It's designed to help investors make informed choices about the brokers and brokerage firms they are considering for their financial investments. By providing transparent access to the records of financial professionals, BrokerCheck aims to promote trust and confidence in the securities industry and its regulation. Click here to look us up!